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New Web Address for South Atlantic Bank

South Atlantic Bank is now SouthAtlantic.bank!Myrtle Beach, South Carolina, August 18, 2015 – South Atlantic Bank is moving to new real estate on the Internet, exchanging its .com digs for the financially-oriented and security-driven .bank domain. .bank is one of more than 1000 new generic top level domain (gTLD) names that will be developed and implemented over the next several years.

The bank’s new website address is now SouthAtlantic.bank. The bank’s e-mail addresses will also change to .bank. South Atlantic Bank is the first community bank along the Grand Strand to move to .bank.

The .bank domain is operated by fTLD Registry, a private company owned, operated, and governed by banks, insurance companies and their trade associations. fTLD Registry ensures that the .bank domain is controlled by the financial services industry and operates in the best of interest of banks and their customers. fTLD Registry also has responsibility for .insurance. 

Stronger security requirements set .bank apart from other gTLDs such as .com. 

  • Only legitimate, verified members of the global banking community are awarded .bank domain names. 
  • Registration data is re-verified every two years. 
  • Multi-factor authentication ensures that changes to registration data are made only by authorized users of the domain name. 
  • Email authentication reduces spoofing, phishing and other activities. 
  • Strong encryption ensures security of communication over the Internet. 
  • Domain Name System Security Extensions (DNSSEC) ensure that Internet users are landing on legitimate websites and not imposter sites. 
  • Anonymous registrations that cybercriminals use to pose as legitimate entities are prohibited. 
  • Domains are hosted on .bank nameservers to ensure compliance with all technical security requirements. 

K. Wayne Wicker, South Atlantic Bank chairman of the board and chief executive officer, said, “As customers increasingly migrate to online and mobile banking services, banks need to take every opportunity to continually improve security for online commerce. By making the move to .bank, we are committed to providing customers with a safe and secure environment for their online and mobile banking activities.”

Customers who access the bank’s website or send e-mail via the .com address will be redirected automatically to the .bank address, which affords them all of the security of the new domain.

Rodriguez Moves to the Mortgage Department

Leah RodriguezMyrtle Beach, South Carolina, August 11, 2015 – South Atlantic Bank’s Leah Rodriguez now serves as a mortgage loan originator at the bank’s Main Office in Myrtle Beach.

She will provide customers in the Myrtle Beach and North Myrtle Beach areas with mortgage services. She previously served as a banking officer and assistant branch manager in the bank’s Murrells Inlet office. She first joined South Atlantic Bank in February 2012 as a teller in the Myrtle Beach headquarters. By December 2012, she moved into the Murrells Inlet office as a customer service representative. 

Rodriguez recently stood as one among 42 graduates of the South Carolina Bankers Association School of Banking. The school is a three-year program, designed to challenge students’ intellect, build responsibility, and prepare them for the future. She also completed South Atlantic Bank’s internal Management Training Program. The program enhances skills and education in the banking industry and prepares employees for advancement. 

Rodriguez holds a B.A. degree in communications with a minor in graphic design from Coastal Carolina University. A native of Conway, she is a graduate of Carolina Forest High School. She now resides with her husband in the Myrtle Beach area.

South Atlantic Bank Hires Loan Administration Specialist

Ann-Marie WhiteMyrtle Beach, South Carolina, July 28, 2015 – Ann-Marie White has been added to South Atlantic Bank’s staff. 

White joined the bank in their Myrtle Beach headquarters as a loan administration specialist. She brings with her 12 years of experience in the banking and loan administration industry. White gained her B.A. and M.A. in psychology. She completed her undergraduate degree at Roanoke College and finished graduate school at Marshall University. White is a native of Roanoke, Virginia. She has resided in the Myrtle Beach area for 15 years.

South Atlantic Bank Teams up with the Grand Strand Miracle Leagues

Myrtle Beach, South Carolina, July 23, 2015 – South Atlantic Bank is proud to sponsor the Grand Strand Miracle Leagues’ Fall Baseball Opener for the sixth consecutive year. 

In an effort to raise funds for the organization, the bank is hosting a raffle for a 16 GB Apple iPad Air ®. Tickets are one for $5 or three for $10 and are available from staff members at all South Atlantic Bank locations. The drawing will take place at the Fall Baseball Opener on Thursday, September 10. 

The event begins at 6 p.m. with opening ceremonies and is followed by the start of the ball game at 6:20 p.m. The game will run until 7:30 p.m. A barbecue dinner will also be served beginning at 6:30 p.m. Games are held at the James C. Benton Miracle League Field in the Pepper Geddings Recreational Complex at Oak Street and 33rd Avenue North in Myrtle Beach. The public is invited to attend. 

The Miracle Leagues organization was founded in 2001 to provide people with special needs the opportunity to play baseball. The rules are simple – everyone plays, everyone crosses home plate, everyone wins! The organization expanded in 2011 to include soccer, and in 2013 added the All-Star Park, an all-access playground. New to the organization this year is a golf program. For more information about the Grand Strand Miracle Leagues, visit GrandStrandMiracleLeague.com or call 843.448.7712. 

To make a donation, please visit any South Atlantic Bank location. Donors are invited to sign baseballs for display at the offices. For more information about donating, call 843.839.0100 or visit SouthAtlanticBank.com.

Earnings Grow 15.7 Percent at South Atlantic Bancshares, Inc.

Myrtle Beach, South Carolina, July 21, 2015 – South Atlantic Bancshares, Inc. (the company), parent of South Atlantic Bank, today reported net income of $1,017,339 or $0.29 per diluted share for the six months ended June 30, 2015, compared to $879,158 or $0.25 per diluted share reported for the same period a year ago. This represents a 15.7 percent increase in earnings year-over-year. The second quarter of 2015 marked the bank’s eighteenth consecutive quarterly profit. 

“Increased net interest income coupled with continued improvement from our merchant services and mortgage banking divisions drove the bank’s earnings in the first half of 2015,” said K. Wayne Wicker, South Atlantic Bank chairman of the board and chief executive officer. “Our success in these areas can be attributed to several factors. An improving economy has brought consumers back into the real estate market as both existing home sales and housing starts are at their highest levels in a number of years. Our revamped mortgage banking division is hitting its stride at the right time, gaining traction in the communities we serve as the market improves. Stronger consumer confidence is also apparent in a robust summer tourist season and has boosted spending.” 

Second Quarter and Mid-Year Financial Highlights 

  • Only one past due loan in the second quarter 
  • No net charge-offs for the second consecutive quarter 
  • Net interest margin remains at 3.85 percent 
  • Total loans grew 12.1 percent, to $275.2 million at June 30, 2015 from $245.6 million at June 30, 2014 
  • Total deposits grew 5.7 percent, to $344.4 million at June 30, 2015 from $325.8 million at June 30, 2014 
  • Total assets grew 7.2 percent, to $379.0 million at June 30, 2015 from $353.4 million at June 30, 2014 

In other bank news, work continues on plans for the new banking facility to be built on Johnnie Dodds Boulevard in Mount Pleasant. The floor plan and elevations are being prepared for review by the town of Mount Pleasant, with work on the new building to begin after approval is received.

Click Here to View Financial Data

South Strand Native Moves to South Atlantic Bank's Pawleys Island Branch

Shirley KulcsarMyrtle Beach, South Carolina, June 2, 2015 – South Atlantic Bank’s Shirley Kulcsar is now a member of the Pawleys Island branch staff, serving as an assistant vice president and loan assistant.

Kulcsar began her banking career in 1994 with Anchor Bank and continued her success with Carolina First. She joined South Atlantic Bank in November 2007 as a personal banker at the bank’s Myrtle Beach headquarters. Kulcsar moved to the Murrells Inlet office when it opened in November 2008, as a personal banker. In June 2011, she became a management trainee and was promoted to assistant vice president and loan administration specialist in January 2012.  

Kulcsar is a Surfside Beach native and a graduate of Socastee High School who now resides in Murrells Inlet.

North Myrtle Beach Grand Prize Drawing

Raffle Winner at North Myrtle Beach Branch of South Atlantic BankMyrtle Beach, South Carolina, April 28, 2015 – Winners have been announced in South Atlantic Bank’s Grand Opening Prize Drawing held on April 16. Winners were drawn randomly from all entries received in the contest, which began April 9.

Congratulations to Sarah Thomas, who won our grand prize, two general admission tickets to the Carolina Country Music Festival. Additionally, Jason Bell took home a $100 gift card to Benny Rappa’s, Charlie Floyd won $50 to Filet’s, and Merideth Smith received a $25 gift card to Hoskin’s Restaurant. A South Atlantic Bank golf umbrella and cooler was also given away to Harold Johnson. 

Our North Myrtle Beach branch is located in the heart of Crescent Beach at 1801 Highway 17 South, across from Doctor’s Care and Midtown Bistro. You can contact the office by calling 843.848.2260.

First Quarter Earnings Grow Nearly 29% at South Atlantic Bancshares, Inc

Myrtle Beach, South Carolina, April 20, 2015 – South Atlantic Bancshares, Inc. (the company), parent of South Atlantic Bank, is reporting continued improvement in its financial performance for the first quarter of 2015.

Net income in the first quarter of 2015 rose to $482,504 or $0.14 per diluted share, from $374,662 or $0.11 per diluted share in the first quarter of 2014. This represents an increase of 28.8 percent in earnings year-over-year. The company now has a string of 17 consecutive quarterly profits dating back to the first quarter of 2011.

K. Wayne Wicker, South Atlantic Bancshares, Inc. chairman and chief executive officer, stated, “An improved earning asset yield, increased loan volume, and gains on the sale of securities due to recent market movements drove earnings growth in the first three months of the year. The merchant services and mortgage lines of business continue to show improvement in other fee income. We were able to achieve this solid performance in a busy first quarter that included the openings of our permanent office in Pawleys Island and our newest location in North Myrtle Beach, along with the completion of a successful capital raise.”

The company concluded the second and final phase of the private placement offering of its common stock in March 2015. Proceeds from the raise will be used for general corporate purposes and to support the growth and capital position of the bank.

First Quarter 2015 Highlights

  • Fourth consecutive quarter with zero past dues
  • No net charge-offs
  • Net interest margin improved to 3.90 percent
  • Total loans grew 15.8 percent, to $268.7 million at March 31, 2015 from $232.1 million at March 31, 2014
  • Total deposits grew 8.1 percent, to $322.5 million at March 31, 2015 from $298.4 million at March 31, 2014
  • Total assets grew 7.9 percent, to $356.7 million at March 31, 2015 from $330.7 million at March 31, 2014

Click Here to View Financial Data

South Atlantic Bank Holds Ribbon Cutting at North Myrtle Beach Office

North Myrtle Beach office ribbon cuttingMyrtle Beach, South Carolina, April 9, 2015 – South Atlantic Bank officially cut the ribbon at its North Myrtle Beach office on Thursday, April 9th at 9 a.m. The new office is located at 1801 Highway 17 South, adjacent to Midtown Bistro and Doctors Care.

Bank officials, including K. Wayne Wicker, chairman and chief executive officer, R. Scott Plyler, president, Richard N. Burch, executive vice president and chief financial officer, and John L. Breeden, III, senior vice president and North Strand regional executive, greeted customers and welcomed them to the bank’s new home. The North Myrtle Beach Chamber of Commerce assisted with the ribbon cutting as Chairman Marc Jordan, spoke on their behalf. Mayor Marilyn Hatley also attended the event, welcoming South Atlantic Bank to the community. 

The building was recently renovated to model the South Atlantic Bank presence. The office depicts professionalism and security. The warm environment includes a comfortable reception area with free Wi-Fi, hot coffee, and endless Krispy Kreme Doughnuts. Additionally, a drive-up automated teller machine (ATM) is available for customer convenience. Customers are able to access their safe deposit boxes without assistant from branch personnel via a new biometric access system. To gain entry to the safe deposit room, the customer places his hand on the reader and enters a personal code, then uses his key to open the box. The overall branch design emphasizes easy, efficient service. 

 Hours at the North Myrtle Beach office are Monday through Friday 8:30 a.m. to 5 p.m., with drive-through hours extended on Friday until 5:30 p.m. For more information, call the office at 843.848.2260.

South Atlantic Bank New Hires

Myrtle Beach, South Carolina, April 7, 2015 – South Atlantic Bank welcomes three employees to their banking family; Michelle Ward, Kelcie Russell, and Stacy Johnson bring local experience and select skill sets with them.

Michelle WardWard brings 17 years of banking experience to her new role. She is serving as a deposit operations specialist and BSA assistant in the deposit operations department. She began her banking career in 1997 with BB&T in North Myrtle Beach as a teller supervisor before being promoted to area operations officer in BB&T’s Conway locations in 2005. Most recently, Ward was located in Florence with BB&T as an area operations officer consultant. A graduate of Francis Marion University, Ward earned her B.A. degree before completing an M.A. degree at Webster University. A native of Loris, Ward now resides in Conway.

Kelcie RussellRussell joins South Atlantic Bank as a float teller. She serves in our Myrtle Beach, North Myrtle Beach, Murrells Inlet, and Pawleys Island offices as needed. Russell brings with her business experience. She previously worked with M.B. Kahn construction of Columbia and Orangeburg Cable in Conway. Russell is a recent graduate of East Tennessee State University with a B.S. degree. She also attended the University of South Carolina. Reared in Pawleys Island, Russell now resides in Carolina Forest. 

Stacy JohnsonJohnson is the new teller at the Myrtle Beach branch. She has nine years of experience in the banking industry. Johnson most recently worked with Bank of America in Myrtle Beach as a sales and service specialist, performing teller and customer service functions. She previously served TD Bank in Cherry Hill, New Jersey as a head teller. Leaving her home state of New Jersey, Johnson is now a resident of the Carolina Forest community.

South Atlantic Bank to Build Permanent Office in Mount Pleasant

Myrtle Beach, South Carolina, April 1, 2015 – South Atlantic Bank has secured land for a new branch in Mount Pleasant, executing a letter of intent on March 30 to lease a 1.36 acre parcel on Johnnie Dodds Boulevard. The site is in front of the Queensborough Shopping Center which is anchored by a Publix®. The owner of the property is an affiliate of Charleston-based Jupiter Holdings, LLC. The bank is represented in the transaction by Ben Kelly of NAI Avant Commercial Real Estate Services.

South Atlantic Bank has had a presence in the market since October 2013, when it opened a loan production office at 1127 Queensborough Boulevard. That location became a full-service banking office in August 2014, upon receipt of approvals from the FDIC and the South Carolina State Board of Financial Institutions. 

The bank plans to build an 8,000 square-foot, two-story facility to house the full-service branch on the first floor, with space for tenants on the second floor. Ground breaking will take place later in 2015, and construction is expected to be completed in 2016. 

In making the announcement, K. Wayne Wicker, South Atlantic Bank chairman and chief executive officer, said, “We have found an excellent location for our permanent home in Mount Pleasant. While the new building will be just minutes away from our current office, customers will find its central location even more convenient. The new office will feature the latest in technology provided in a warm and welcoming atmosphere with a strong emphasis on customer service. We are looking forward getting the construction underway this year and moving into the office sometime in 2016,” he said.

South Atlantic Bank to Host Ribbon Cutting at North Myrtle Beach Office

South Atlantic Bank North Myrtle Beach BranchMyrtle Beach, South Carolina, March 31, 2015 – South Atlantic Bank will officially cut the ribbon at its North Myrtle Beach office on Thursday, April 9th at 9 a.m. The new office is located at 1801 Highway 17 South, in the heart of Crescent Beach.

Bank officials, including K. Wayne Wicker, chairman and chief executive officer, R. Scott Plyler, president, Richard N. Burch, executive vice president and chief financial officer, along with North Myrtle Beach Chamber of Commerce chairman Marc Jordan, will be on hand to greet customers and welcome them to the bank’s new home. 

Refreshments will be served immediately following the ribbon cutting and visitors to the office will have the opportunity to enter a Grand Prize drawing for two general admission tickets to the upcoming Country Music Festival in Myrtle Beach. Other prizes include a $100 gift card to Benny Rappa’s, a $50 gift card to Filet’s, and a $25 gift card to Hoskin’s Restaurant. The bank will also award a South Atlantic Bank golf umbrella and cooler as the final prize. No purchase is necessary and entrants must be age 18 or older to participate. South Atlantic Bank employees and their families are not eligible. 

Hours at the North Myrtle Beach office are Monday through Friday 8:30 a.m. to 5 p.m., with drive-through hours extended on Friday until 5:30 p.m. For more information, call the office at 843.848.2260.

South Atlantic Bank Hires Marketing Assistant

Caroline SpringsMyrtle Beach, South Carolina, March 17, 2015 – Caroline Springs has been added to the South Atlantic Bank staff in the marketing department.

Springs joined the bank as a marketing assistant. She brings experience in video production and development to her new role. Springs is a recent graduate of the University of South Carolina with a B.A. degree in journalism and mass communications. During her time at USC, she focused primarily in electronic (broadcast) journalism. Springs graduated with honors and involvement in multiple leadership organizations. She is a resident of Myrtle Beach.

South Atlantic Bank Recognizes Employee

Richard FleagleMyrtle Beach, South Carolina, March 10, 2015 – South Atlantic Bank awarded Richard Fleagle, a member of the bank’s courier staff, with its 2014 Spirit Award. The award is presented annually to an employee who best exemplifies team work and quality service. Staff members are nominated by their peers.

Fleagle joined South Atlantic Bank in June 2012, having previously served 11 years with Plantation Federal. Fleagle moved to the Grand Strand after retiring from Pepsi-Cola’s management team in Harrisburg, Pennsylvania. .

South Atlantic Bank Announces Solid Growth in Year-End Earnings

Myrtle Beach, South Carolina, March 6, 2015 – South Atlantic Bancshares, Inc. (the company), parent of South Atlantic Bank, today reported net income of $2,004,218 or $0.58 per diluted share for the year ended December 31, 2014, an increase of 21.9 percent when compared to the $1,644,650 or $0.49 reported a year ago. At year-end 2014, the bank achieved its fourth consecutive yearly profit.

“It was a busy and productive year at South Atlantic Bank,” said K. Wayne Wicker, chairman of the board and chief executive officer. “During 2014, we moved into our new Pawleys Island office, opened a full service location in Mount Pleasant, and announced plans for a new office in North Myrtle Beach. We further developed our infrastructure by filling key positions in the retail sales, credit, and compliance areas of the bank. Additionally, we implemented a management training program to ensure we have the talent on hand to fill staffing needs as we continue to grow.

“Our success in 2014 – namely double digit earnings growth along with double digit growth in the balance sheet – can be attributed directly to the expansion of our geographic footprint,” Wicker said. “Our market share continues to increase due to the strong efforts put forth by our branch staff and lending personnel in delivering South Atlantic Bank’s exemplary customer service,” he said.

Total deposits grew 14.4 percent, from $285.5 million reported at December 31, 2013, to $326.6 million at December 31, 2014. Total loans grew 20.4 percent during 2014, from $218.2 million at December 31, 2013 to $262.6 million at December 31, 2014. Total assets grew 14.2 percent, from $318.0 million at December 31, 2013, to $363.3 million at December 31, 2014.

South Atlantic Bank’s credit quality continues to be strong with net charge-offs to total average assets of 0.07 percent, which compares favorably to state and national figures. The bank has now recorded three consecutive quarters with zero past dues, a significant accomplishment based on a portfolio in excess of $260 million.

The bank’s capital ratios continue to exceed regulatory requirements. The company’s already strong capital position was further bolstered by the completion of the first phase of a private placement offering of its common stock in 2014. The company anticipates completing the second phase by the end of the first quarter 2015. Proceeds from the raise will be used for general corporate purposes and to support the growth and capital position of the bank.

Click Here to View Financial Data

South Atlantic Bank Promotes Vaci and Marion

Myrtle Beach, South Carolina, February 24, 2015 – South Atlantic Bank is pleased to announce that Carol Vaci and Karla Marion have been promoted in our Myrtle Beach office. Vaci has been promoted to loan assistant and Marion to customer service representative.

Carol Vaci Vaci first joined South Atlantic Bank as a teller in August 2011 before being promoted to customer service representative in 2012. She began her banking career with Wachovia in 1998. It was acquired by Wells Fargo in 2008 and she served there until 2011. Although she was raised in Alexander, New York, Vaci has resided in Myrtle Beach for the past 26 years. She is a graduate of the State University of New York at Cortland with a B.A. degree in recreation administration.

Carol Vaci Marion joined the bank in May 2012 as a teller and was promoted to teller supervisor in January 2014. Previously, she worked as a customer service representative for Southcoast Community Bank in Charleston, where she first began her banking career. However, Marion is a native of Myrtle Beach and a graduate of Socastee High School. After graduating she gained five years of business experience as a customer advisor for HTC before pursuing banking. Marion has resided in Myrtle Beach for the past three years.

New South Atlantic Bank Office Opens to the Public

John BreedenAlison CabanissMyrtle Beach, South Carolina, February 23, 2015 – The South Atlantic Bank office in North Myrtle Beach opened its doors to the public for the first time this morning.

The North Myrtle Beach office is centrally located in the heart of Crescent Beach at 1801 Highway 17 South. 

At 8:30 a.m. visitors were greeted warmly by an experienced staff and a professional environment. John L. Breeden, III, senior vice president and North Strand regional executive, and Allison Cabaniss, vice president and retail business development officer, are heading the branch. Joining them in the office are three new staff members with great experience. Juanita Gore is the office’s assistant branch manager and customer service representative. Carrie Barwick is working as the teller supervisor, and Shelley Krzyzaniak is positioned as full time teller. 

Juanita GoreGore has an extensive background in the banking world. She previously worked with Anchor Bank before it was acquired by Carolina First. She was there eleven years until it merged with TD Bank and she was named customer service representative. Having transferred to Columbia with Carolina First, Gore is happy to be home on the Grand Strand. She graduated from North Myrtle Beach High School before gaining her AA degree from Harold Washington College. She then received her MBA and BS degrees from the University of Phoenix. Gore also completed courses with the American Institute of Banking.

Carrie BarwickBarwick has worked along the Grand Strand for the majority of her career. Most recently she held the position of head teller with TD Bank in North Myrtle Beach. She lived in Charlotte, North Carolina briefly before returning to the coast. As a graduate of Myrtle Beach High School, the Grand Strand is her home.

Shelley KrzyzaniakKrzyzaniak is a recent graduate of the University of South Carolina. She earned a BS degree in biological sciences with a minor in psychology. During her time at USC, Krzyzaniak traveled abroad to study at the University of Queensland in Australia. Krzyzaniak graduated with honors and with experience in various leadership roles. 

Keep a look out for more news about our new North Myrtle Beach office. The plans for our Grand Opening activities will be announced at a later date.

Three Promoted at South Atlantic Bank

Myrtle Beach, South Carolina, February 17, 2015 -- South Atlantic Bank has announced the promotions of Mandy Edge, Leah Rodriguez, and Alison Van Wagner. 

Mandy EdgeEdge has been promoted to banking officer and assistant manager at the Myrtle Beach office. She has served as a customer service representative there since June 2013. Edge joined South Atlantic Bank as a teller at the Myrtle Beach office in January 2012. 

Edge is a native of Little River, South Carolina. She is an alumna of the University of South Carolina. There, she received her Bachelor of Music degree with an emphasis in jazz studies. 

Leah RodriguezRodriguez is now a banking officer and assistant manager at the Murrells Inlet office. She worked there as a customer service representative beginning in December 2012. Rodriguez joined South Atlantic Bank as a teller at the Myrtle Beach office in February 2012. 

Rodriguez is originally from Conway, South Carolina. She graduated from Coastal Carolina University where she earned a B.A. degree in communications and a minor in graphic design. 

Alison Van WagnerVan Wagner now serves as the customer service representative at the Murrells Inlet office. She joined South Atlantic Bank as a teller at Murrells Inlet in January 2014. Van Wagner previously worked for First Federal as a personal banker before joining South Atlantic Bank. 

Van Wagner moved from Tennessee seven years ago and has lived in Myrtle Beach ever since. She holds a B.A. degree in communications from Coastal Carolina University.

South Atlantic Bank to Host Ribbon Cutting at Pawleys Island Office

South Atlantic Bank Pawleys Island Branch

Myrtle Beach, South Carolina, January 22, 2015 – South Atlantic Bank will officially cut the ribbon at its Pawleys Island office on Thursday, January 29th at 9 a.m. The new office is located at 10970 Ocean Highway, adjacent to the Hammock Shops.

Bank officials, including K. Wayne Wicker, chairman and chief executive officer, R. Scott Plyler, president, Richard N. Burch, executive vice president and chief financial officer, and Drew S. Johnson, senior vice president and Waccamaw Neck regional executive, along with Georgetown County Chamber of Commerce chairman Jeff Smith, will be on hand to greet customers and welcome them to the bank’s new home.

Built by Georgetown-based Coastal Structures and designed by ESD Architecture of Charlotte, the building is set on 1.15 acres at the corner of Lachicotte Road and Ocean Highway. The 4,000 square-foot office is a one-story version of the bank’s Myrtle Beach and Murrells Inlet locations, complete with the pulley-operated ceiling fans, deep porticos, and louvered storm shutters. Customer amenities include a drive-up automated teller machine (ATM) and a comfortable reception area with free Wi-Fi and hot coffee.

The building also uses technology to enhance the customer’s banking experience. For example, a user-friendly kiosk will allow customers to learn about the bank’s products and services, including online and mobile banking. At the teller line, a cash recycler streamlines the processing of deposits for faster, more efficient service. Additionally, customers are able to access their safe deposit boxes without assistant from branch personnel via a new biometric access system. To gain entry to the safe deposit room, the customer places his hand on the reader and enters a personal code, then uses his key to open the box. The overall branch design emphasizes easy, convenient service.

Refreshments will be served immediately following the ribbon cutting and visitors to the office will have the opportunity to enter a prize drawing for an Apple® iPad Air®. No purchase is necessary and entrants must be age 18 or older to participate. South Atlantic Bank employees and their families are not eligible.

Hours at the Pawleys Island office are Monday through Friday 8:30 a.m. to 5 p.m., with drive-through hours extended on Friday until 5:30 p.m. For more information, call the office at 843.849.2049.